Frequently Asked Questions

We understand that you will have many questions when purchasing a quality used car. We want to ensure that you have all the information possible to ensure you’re fully informed when purchasing with Pro Sports Cars. Please see below frequently asked questions from our valued customers have asked our Sales Advisors when purchasing their quality used car. If your enquiry is not listed, please call the office on 01482 324280 and one of our friendly Sales Advisors will be happy to assist you further with your questions.

Yes. We will evaluate your car and offer you an amount to purchase the car as a part-exchange.
Yes. Every car we sell at Pro Sports Cars is checked, tested and valeted by our team of experienced technicians before we display in our showroom. We offer all our customers a 6-month warranty with Black Star Warranties if your car isn’t still under the original 3 years manufacturer’s warranty.
Yes, we can arrange test drives on all our cars. Please ensure that you bring your driving license for our records. Pro Sports Cars are based in Hull, customers who are happy to drive to our headquarters can test drive any car on site with a Sales Advisor.
Yes. You can request a settlement figure of your car at any point, you would need to enquire this directly with your finance lender.
No. You can pay via cash, debit, credit card or bank transfer if you wish.
Yes, but please bring cash at your own risk*. We would advise all our customers to pay via debit card if wishing to pay via cash as a safer alternative.

* Please call to discuss maximum transaction value.

Yes, we accept cheques but please note that these may take longer to process than paying via finance, cash, debit or credit card.
Yes. We have card readers on site to ensure your transaction is safe and secure. You can leave a deposit to pay for your vehicle with a debit card. We ask all customers to retain their receipts for their records.
Yes, please let us know which date and time you prefer and we will try and accommodate your requests.
No. We offer PCP and HP finance to all our customers who are interested in our range of cars. For more information on HP and PCP, please see below.
Yes. We are proud to offer our customers free UK mainland delivery on all our vehicles.
Yes. We offer all our customers a range of finance options. Please speak to one of our Sales Advisors for more information.
Yes, we offer HP finance options to our customers. For more information on HP, please see below ‘What is HP?’.
Yes, we offer PCP finance options to our customers. For more information on PCP, please see below ‘What is PCP?’.
Unfortunately, we do not offer car insurance. It is the car owners responsibility to ensure that the car is insured when buying with Pro Sports Cars.
If you’re applying for finance, after signing the documents and returning, our standard lead times are 10 – 14 working days.

If you’re buying the car from Pro Sports Cars via cash, debit, credit card or bank transfer, our standard lead times are 7 – 10 working days.

We have stock arriving to our showroom daily. If you can’t find what you’re looking for, please give us a call and we’ll source any car on the market for you to suit your budget.
Yes. We can add any negative equity to a new deal spread over a 48 month agreement.
Not as standard, although there may be some tax on the car at point of purchase. The customer would need to register their road tax for the car online or in store at the Post Office.
If you wish to part-exchange your car with Pro Sports Cars, we will assess your car and inform you if we can or can’t accept it.
If your car has cosmetic damage, such as scratches and/or dents, this will lower the value of what we can offer you but we will be able to accept the car as it is.
If for example, your car is damaged by an accident or crash damage, we will not be able to accept your car as part-exchange.
If you would like a free assessment, please call us on 01482 324280 to discuss your options.

If you choose to pay for your car with a Hire Purchase (HP) agreement, you will normally pay an initial deposit and will pay off the entire value of the car in monthly instalments. When all the payments are made, the HP agreement ends and you own the car. Once you’ve made your final monthly payment, including the option to purchase fee, you’ll have full ownership of the car. Monthly payments may be higher than some other finance options, such as PCP, as you’re paying off the full value of the car. Please note, you won’t own the car until you have made all of your repayments and, you won’t be able to sell the car without settling the finance. If you have any further questions, please speak to one of our friendly Sales Advisors.
PCP (Personal Contract Purchase) is ideal for people who want lower monthly repayments and prefer to change cars on a regular basis. PCP is a variation of a Hire Purchase agreement. The key difference is that the value of the car at the end of the contract is calculated at the start of the agreement and this value is deferred. This deferred sum is usually referred to as the Guaranteed Minimum Future Value (GMFV) and is based on a number of factors including how old the car will be at the end of the agreement and how many miles it is expected to have covered. Deferring the GMFV to the end of the agreement in this way means that your regular monthly payments are lower than those on a comparable HP agreement over the same term.

A PCP agreement also gives you the flexibility to decide whether you would like to own the car outright at the end of the agreement by paying the deferred value (GMFV), or returning the car to the lender and entering into a new car finance agreement.

If you have any further questions, please speak to one of our friendly Sales Advisors.

Yes, your car may already come with a manufactures warranty as standard. If your car isn’t covered by a manufacturer’s warranty, we are pleased to offer customers a 6 month warranty as standard with Black Star Warranties. You can purchase an extended warranty if you require, please speak to a Sales Advisor for more information.
Yes. Please speak to your Sales Advisor about how much you would like to deposit and they will work out your monthly repayments.
This depends on affordability, income and credit score. Speak to us today and one of our dedicated Sales Advisors will be able to go through various options with you.
You would need to contact your finance provider directly; they will update your records for you as soon as possible. You will have your finance provider details in the pack provided to you when handing over the car.
The finance decision isn’t from Pro Sports Cars but is from our trusted finance providers and not the final decision of Pro Sports Cars. If you’re currently on benefits, we would advise you not to apply as this will affect your credit rating as we perform a hard credit search.
Yes, you can apply with our lenders even if you are self-employed, we would need to have your current bank statements to prove your income.
Your APR rate may be higher than the advertised 5.9%. If you have been declined in the last 12 months for credit, we would advise you not to apply as this will affect your credit rating.
Yes, additional mileage can be added to a finance deal. When applying for finance please inform your Sales Advisor of your annual mileage and we can add this to your deal.
We perform a hard credit check when customers apply for finance. When we check your finance against your application, please note that this does affect your credit score.
We deliver anywhere in the mainland UK for free, we can however meet Northern Ireland customers at the Liverpool Albert Docks ferry crossing for a hand over. If you would like more information on this, please do not hesitate to contact us on 01482 324280.
Motability would be for brand new cars, we only deal with Quality Used Cars at Pro Sports Cars.
Unfortunately, not, we take cars as part-exchange, but we do not buy cars from the general public, as anything we buy would have to be AA mechanically approved so that we can warranty it on when we retail it.
You can upgrade at any time, but you would need a down payment if you are carrying any negative equity within the deal.
No, we do not charge an admin fee. We have no hidden costs at Pro Sports Cars.
We deliver anywhere in the mainland UK for free, we can however meet Northern Ireland customers at the Liverpool Albert Docks ferry crossing for a hand over. If you would like more information on this, please do not hesitate to contact us on 01482 324280.
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